Ralph Carrasco | Consultant - Business Advisor Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to www.ralphcarrasco.com and Ralph Carrasco and governs data collection and usage. For the purposes of this Privacy Policy, unless

otherwise noted, all references to Ralph Carrasco or Carrasco Consulting include ralphcarrasco.com | carrasco.consulting and Carrasco Consulting.

The Ralph Carrasco & Carrasco Consulting website is a marketing content and information site.

By using the Ralph Carrasco or Carrasco Consulting website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered on our Site, Ralph Carrasco or Carrasco Consulting may collect

personally identifiable information, such as your:

- First and Last Name

- Mailing Address

- E-mail Address

- Phone Number

If you purchase Ralph Carrasco or Carrasco Consulting's products and services, we collect billing and credit card information.

This information is used to complete the purchase transaction.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site.

These may include:

(a) registering for an account on our Site;

(b) entering a sweepstakes

or contest sponsored by us or one of our partners;

(c) signing up for special offers from selected third parties;

(d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us.

We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

Ralph Carrasco & Carrasco Consulting collects and uses your personal information to

operate its website(s) and deliver the services you have requested.

Ralph Carrasco & Carrasco Consulting may also use your personally identifiable information to inform you of other products or services available from Ralph Carrasco or Carrasco Consulting and its affiliates.

Sharing Information with Third Parties

Ralph Carrasco or Carrasco Consulting may sell, rent, or lease customer information to

third parties for the following reasons:

Cross promotions of similar services

Ralph Carrasco or Carrasco Consulting may share data with trusted partners to help perform statistical analysis, send you email

or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Ralph Carrasco or Carrasco Consulting,

and they are required to maintain the confidentiality of your information.

Ralph Carrasco or Carrasco Consulting may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Ralph Carrasco or Carrasco Consulting or the site;

(b) protect and defend the rights or property of Ralph Carrasco or Carrasco Consulting; and/or

(c) act under exigent circumstances to protect the personal safety of users of Ralph Carrasco or Carrasco Consulting, or the public.

Tracking User Behavior

Ralph Carrasco or Carrasco Consulting may keep track of the websites and pages our

users visit within Ralph Carrasco or Carrasco Consulting l, in order to determine what

Ralph Carrasco or Carrasco Consulting services are the most popular. This data is used to deliver customized content and advertising within Ralph Carrasco or Carrasco Consulting to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Ralph Carrasco or Carrasco Consulting. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Ralph Carrasco or Carrasco Consulting website.

Sales and Refunds

All sales are final and no refunds are permitted.

Use of Cookies

The Ralph Carrasco or Carrasco Consulting website may use "cookies" to help you personalize your online experience.

A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Ralph Carrasco or Carrasco Consulting pages, or register with Ralph Carrasco or Carrasco Consulting site or services, a cookie helps Ralph Carrasco or Carrasco Consulting to recall your specific information on subsequent visits.

This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Ralph Carrasco or Carrasco Consulting website,

the information you previously provided can be retrieved, so you can easily use the Ralph Carrasco or Carrasco Consulting features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you

may not be able to fully experience the interactive features of the Ralph Carrasco or

Carrasco Consulting services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

Ralph Carrasco or Carrasco Consulting secures your personal information from unauthorized access, use, or disclosure.

Ralph Carrasco or Carrasco Consulting uses the following methods for this purpose:

- SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information.

Unfortunately, no data transmission over the Internet or any wireless network can be

guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you

acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen

Ralph Carrasco or Carrasco Consulting does not knowingly collect personally identifiable information from children under the age

of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this

website.

E-mail Communications

From time to time, Ralph Carrasco or Carrasco Consulting may contact you via email for the purpose of providing

announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Ralph Carrasco or Carrasco Consulting or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from Ralph Carrasco or Carrasco Consulting, you may opt-out of such communications by clicking the link in the footer of all marketing-related emails..

Changes to this Statement

Ralph Carrasco or Carrasco Consulting reserves the right to change this Privacy Policy from time to time.

We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your:

(a) acknowledgment of the modified Privacy Policy; and

(b) agreement to abide and be bound by that Policy.

Contact Information

Ralph Carrasco or Carrasco Consulting welcomes your questions or comments regarding this Statement of Privacy.

If you believe that Ralph Carrasco or Carrasco Consulting has not adhered to this Statement, please contact

Ralph Carrasco or Carrasco Consulting at:

Ralph Carrasco or Carrasco Consulting

2209 Coffee Rd

Suite A

Modesto, Ca 95355

Email Address: support@ralphcarrasco.com | support@carrasco.consulting

Telephone number: 209.703.4300 | 415.619.6199

Effective as of February 13, 2023